Car Lease Sweden: A Complete Guide for 2024

Tobias Sjöström

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Welcome to Sweden! As a foreigner in this beautiful country, you may be considering your transportation options. One popular choice among expats and businesses alike is car leasing. This flexible, cost-effective solution allows you to drive a modern, fuel-efficient vehicle without the long-term commitment of ownership.

Car lease in Sweden has seen a significant rise in popularity over recent years. It’s not just the locals who are reaping the benefits, but also foreigners who are finding it an excellent way to navigate their new surroundings. Whether you’re here for work, study, or the love of the Swedish lifestyle, leasing a car can provide the freedom and mobility you need to make the most of your time in Sweden.

In this guide, we’ll walk you through the ins and outs of car leasing in Sweden. We’ll cover the benefits, the types of leases available, key factors to consider, and the leasing process itself. So, buckle up and let’s get started on this journey together!

Benefits of Car Leasing

Leasing a car in Sweden comes with a host of advantages that can make your life easier and your travels more enjoyable. Here are some of the key benefits that make car leasing an attractive option:

  • Lower Upfront Costs: Unlike buying a car, where a hefty down payment is often required, leasing a car typically involves lower upfront costs. This can be a boon if you’re still settling into your new life in Sweden and looking to manage your expenses wisely.
  • Fixed Monthly Payments: With a lease, you’ll have fixed monthly payments, making it easier to budget your expenses. There are no surprises or unexpected costs, giving you peace of mind and financial stability.
  • Access to Newer, More Fuel-Efficient Vehicles: Leasing allows you to drive newer models that offer better fuel efficiency and the latest features. This not only enhances your driving experience but also contributes to a greener Sweden.
  • No Depreciation Risks: One of the biggest downsides of owning a car is depreciation. With leasing, you don’t have to worry about the car’s value decreasing over time, as you can simply return it at the end of the lease.
  • Flexibility to Change Vehicles: At the end of your lease term, you have the flexibility to switch to a new vehicle. This means you can always drive a car that suits your current needs and lifestyle.

Car Leasing Companies in Sweden

Choosing the right leasing company is crucial to ensuring a positive car leasing experience. Sweden boasts a variety of reputable car leasing companies that cater to different needs and preferences. While we can’t cover all of them in this guide, we’ll highlight a few that have earned high praise for their excellent service, competitive pricing, and wide range of vehicles.

Holmgrens Bil

Holmgrens bil car leasing sweeden

Holmgrens Bil is a Swedish leasing company offering private leasing services. They provide a variety of new cars for lease without the need for loans or a cash deposit. The company offers flexible leasing terms and includes all services in the agreement. They have a wide range of brands, including BMW, Ford, Hyundai, Nissan, MG, and MINI. The company operates in 13 locations across Sweden.

Here are a few examples of car leasing options available on Holmgrens Bil:

  1. MINI Cooper Cab: As part of their “Summer Edition Mini” campaign, you can lease a MINI Cooper Cab for 3,995 SEK per month, including service.
  2. Ford Tourneo Connect: You can lease a Ford Tourneo Connect from 3,895 SEK per month.


Carplus leasing sweeden

Carplus is one of the largest online car leasing companies in Sweden, specializing in private leasing. They offer a wide selection of vehicles from 20 different car brands. With Carplus, customers can avoid loans and cash deposits, making the process of acquiring a car more convenient and affordable.

The company’s services include insurance, service, warranty, and roadside assistance. They offer a mileage limit starting from 1,000 km/year and do not charge any cash deposit, deposit fee, setup fee, or invoice fee.

Here are a few examples of car leasing options available on Carplus:

  1. Fiat 500e: This electric car is available for leasing at a reduced price of 3,399 SEK per month. It has a power output of 118 horsepower.
  2. Porsche Cayenne E-Hybrid SUV: This car can be leased for 18,999 SEK per month. It’s a hybrid SUV with 304 horsepower and an 8-speed Tiptronic S transmission.
  3. Porsche Cayenne E-Hybrid Coupé: This model is available for leasing at 19,499 SEK per month. It’s a hybrid coupé with 304 horsepower and an 8-speed Tiptronic S transmission. More Info

Types of Car Leases in Sweden

In Sweden, you’ll find several types of car leases to choose from. Each type caters to different needs and preferences, so understanding them can help you make an informed decision.

Here are the three main types of car leases available.

Operational Lease

This is a full-service lease where the leasing company retains ownership of the vehicle and covers all maintenance, insurance, and other related expenses. It’s a hassle-free, all-inclusive solution that’s popular among businesses and individuals who prefer not to worry about the nitty-gritty details of car maintenance.

Financial Lease

A financial lease is a long-term lease where you, as the lessee, are responsible for the vehicle’s maintenance, insurance, and other expenses. At the end of the lease term, you can choose to purchase the vehicle at a pre-agreed residual value or return it to the leasing company. This type of lease gives you the opportunity to eventually own the car if you wish.

Private Lease

Designed for individuals who want to lease a car for personal use, private leasing is similar to an operational lease but typically has a shorter contract duration, usually between 1 and 3 years. At the end of the lease, you can either return the vehicle or extend the lease. This is a great option if you want the flexibility to change cars more frequently.

Each type of lease has its pros and cons, and the best one for you will depend on your personal circumstances, financial situation, and long-term plans. Take the time to consider which type of lease aligns best with your needs before moving forward.

Factors to Consider Before Car Leasing in Sweden

Before you embark on your car leasing journey in Sweden, there are several factors you should consider to ensure you make the best decision for your situation. Here’s what you need to keep in mind:

  • Budget and Lease Duration: Determine your monthly budget for leasing a car and the length of your preferred lease term. Remember, shorter lease terms usually come with higher monthly payments.
  • Vehicle Type and Specifications: Choose a car that meets your needs in terms of size, fuel efficiency, and features. Whether you need a compact city car for daily commuting, a family-sized SUV for weekend getaways, or a luxury sedan for business meetings, make sure the vehicle aligns with your lifestyle and requirements.
  • Insurance and Maintenance Packages: Some lease providers include car insurance and maintenance packages as part of the lease. Compare these options and decide if including these services in your lease is more cost-effective than arranging them separately.
  • Mileage Limits and Penalties: Leases often come with mileage limits, and exceeding these limits may result in additional fees. Be sure to understand the mileage limits and potential penalties before signing a contract.
  • Lease Termination and Early Exit Options: Review the lease termination conditions and early exit options, as they can vary between providers. Find out if there are any penalties or fees for early termination and if you can transfer the lease to another person if needed.

Taking the time to consider these factors will help you find a lease that fits your budget, meets your needs, and provides the flexibility you desire. Remember, leasing a car is a significant commitment, so it’s worth doing your homework to ensure you make the right choice.

The Car Leasing Process in Sweden

Now that you’re familiar with the benefits, types of leases, and factors to consider, let’s dive into the car leasing process in Sweden. Here’s a step-by-step guide to help you navigate this journey:

  • Choosing the Right Lease Provider: Start by researching and comparing various lease providers. Consider their reputation, customer reviews, and lease terms. You can find a list of reputable car leasing companies online or by asking for recommendations from friends or colleagues.
  • Documentation and Credit Checks: To lease a car in Sweden, you’ll need to provide the leasing company with certain documents, such as a valid driver’s license, proof of residency in Sweden, and proof of income or employment. The leasing company may also perform a credit check to ensure you have a good credit history and can meet the lease payments.
  • Contract Signing and Vehicle Delivery: Once you’ve chosen a leasing provider and have been approved, you’ll sign a lease contract outlining the terms and conditions of the agreement. After signing, the leasing company will arrange for the delivery of your chosen vehicle.

The process may seem daunting at first, but remember, you’re not alone. The leasing company will guide you through each step, and there are plenty of resources available to help you along the way. Before you know it, you’ll be hitting the road in your leased car, ready to explore all that Sweden has to offer!

Related: All you need to know about car loans in Sweden

The Current Landscape of the Car Leasing Industry in Sweden

Sweden’s Car Rental & Leasing industry, valued at €663.7 million in 2023, ranks 14th in Europe. Despite a 5% annual decline in market size from 2018 to 2023, the industry remains competitive with 1,314 employees across 152 businesses. No single company holds more than a 5% market share, indicating a diverse and competitive landscape (IBISWorld, 2023).”

Reference: IBISWorld. (2023). Car Rental & Leasing in Sweden – Industry Statistics 2008–2026


Car leasing in Sweden offers an attractive solution for foreigners seeking flexibility and the opportunity to drive newer vehicles without the commitment of ownership. By considering factors such as budget, vehicle type, insurance, and mileage limits, you can find the perfect car lease that meets your needs.

With a better understanding of the leasing process and the different types of leases available, you’re now equipped to make an informed decision about car leasing in Sweden. Remember, the journey to leasing a car is not a sprint but a marathon. Take your time, do your research, and choose the option that best suits your lifestyle and needs.

We hope this guide has been helpful in providing you with the information you need to navigate the car leasing landscape in Sweden. Here’s to many safe and enjoyable journeys on the Swedish roads!


Do I need a Swedish driver’s license to lease a car in Sweden?

No, you can lease a car in Sweden with a valid driver’s license from your home country or an international driver’s license. However, it’s always a good idea to check with the leasing company for any specific requirements.

Can I lease a car in Sweden if I have a poor credit history?

Leasing companies may perform credit checks, and a poor credit history may affect your chances of being approved for a lease. However, some providers may still offer you a lease with higher interest rates or require a larger deposit. It’s best to discuss your situation with the leasing company to understand your options.

Can I lease an electric or hybrid vehicle in Sweden?

Yes, many leasing companies offer electric and hybrid vehicles as part of their selection. Leasing an electric or hybrid car can be an environmentally-friendly option and aligns with Sweden’s commitment to sustainability.

What happens if I damage the leased vehicle?

You must notify the leasing company immediately if the leased vehicle is damaged. Depending on your insurance coverage and the terms of your lease agreement, you may be responsible for the cost of repairs.

Can I lease a car in Sweden for a short period, like a few months?

While most car leases in Sweden have a minimum term of 1 year, some providers may offer short-term leases or flexible contracts. Be prepared for higher monthly payments with shorter lease terms.

ABOUT Tobias Sjöström

Tobias brings much experience from his time at one of Sweden’s largest banking institutions. He’s not just our lead financial guide; he’s also an avid traveler who understands the challenges expats face.

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